Take control of your pension
Whether you're saving for retirement or looking to invest your pension in property, we offer flexible solutions with expert support every step of the way.
Who we help
Pension solutions for individuals, businesses, and advisers
Individual Savers
Take control of your retirement savings with a flexible pension that lets you choose where your money is invested.
Business Owners
Use your pension to invest in commercial property or fund your business through our SSAS solutions.
Financial Advisers
Partner with us for expert technical support, competitive fees, and dedicated relationship managers.
Industry Recognition
Multi-award winning
SIPP and SSAS solutions recognised for excellence. Our Solo, Solo+, Collective, Full SIPP and SSAS products all hold industry ratings.
Strong partnerships, better results. Since 2001, we've been delivering flexible pensions with personal service that advisers and clients can rely on.
Why advisers and clients trust us
We're independently owned with no ties to any platform or fund manager.
FCA Authorised
Fully regulated by the Financial Conduct Authority
FSCS Protected
Your pension protected up to £85,000
Independent
No ties to platforms or fund managers
Award Recognised
Industry recognition for service excellence
Understanding SIPPs
What is a SIPP?
A Self-Invested Personal Pension (SIPP) is a pension that gives you more control over how your retirement savings are invested. Unlike traditional pensions where someone else chooses the investments, with a SIPP you decide where your money goes.
- Choose from thousands of investment options
- Invest in commercial property through your pension
- Consolidate old pensions into one place
- Benefit from tax relief on your contributions
- Access your pension flexibly from age 55
Solo SIPP
Our most cost-effective option for straightforward pension savings
Flexible SIPP
More investment choice with up to three different investments
Full SIPP
Maximum flexibility including commercial property investment
SSAS
Small Self-Administered Scheme
Buy Commercial Property
Purchase your business premises through your pension and pay rent to yourself
Lend to Your Business
Access business funding by borrowing from your SSAS pension fund
Pool Resources
Combine pension savings with fellow directors for larger investments
Did you know? Only 3% of UK business owners hold their commercial property in a pension, despite the significant tax advantages.
For Business Owners
Fund your business through your pension
A Small Self-Administered Scheme (SSAS) is a workplace pension for company directors that offers unique opportunities to invest in your own business. It's an ideal solution if you want to purchase commercial property or access pension-led business funding.
With 5.5 million SMEs in the UK and 69% owning their premises, there's a huge opportunity for business owners to benefit from holding property within a tax-efficient pension wrapper.
Why Choose @sipp
Pensions made simple
We combine flexibility, expert support, and transparent pricing to give you a pension that works for you.
Investment Freedom
Choose from a wide range of investments including stocks, funds, commercial property, and alternative assets.
FCA Regulated
Your pension is protected. We're fully authorised by the Financial Conduct Authority.
Tax Efficient
Benefit from tax relief on contributions and tax-free growth within your pension.
Expert Support
Our pension specialists are here to help with any questions, however complex.
Simple Online Access
Manage your pension online with our easy-to-use portal. Check valuations, submit requests, and more.
Quick Processing
We process applications and transactions quickly so you can get on with what matters.
Testimonials
Trusted by thousands across the UK
Hear from our members and adviser partners about their experience with @sipp.
“Moving my pension to @sipp was straightforward. I now have much more control over my investments and the team are always helpful when I have questions.”
David Wilson
SIPP Member, Edinburgh