Terms & Conditions

Last updated: January 2024

1. Introduction

These terms and conditions ("Terms") govern your use of the @sipp website (the "Website") operated by atsipp Limited ("we", "us", or "our"). By accessing or using the Website, you agree to be bound by these Terms.

2. Company Information

atsipp Limited is a company registered in England and Wales with company number 04626498. Our registered office is at Second Floor, Stangate House, 2-4 Stangate, Bristol BS1 6AT.

We are authorised and regulated by the Financial Conduct Authority (FCA). Our FCA registration number is 469356.

3. Use of the Website

3.1 Permitted Use

You may use the Website for lawful purposes only. You must not use the Website:

  • In any way that breaches any applicable local, national, or international law or regulation
  • In any way that is unlawful or fraudulent
  • To transmit any unsolicited or unauthorised advertising or promotional material
  • To knowingly transmit any data or material that contains viruses or other malicious code

3.2 Account Security

If you are provided with a username, password, or any other security information, you must treat such information as confidential and must not disclose it to any third party.

4. Intellectual Property

The Website and its entire contents, features, and functionality are owned by atsipp Limited and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Website without our prior written consent.

5. Information on the Website

5.1 General Information

The information provided on the Website is for general information purposes only. It is not intended to constitute financial, legal, tax, or investment advice, and should not be relied upon as such.

5.2 No Investment Advice

Nothing on the Website constitutes investment advice or a recommendation to buy, sell, or hold any investment or pension product. Any decisions about pension or investment matters should be made with the help of a qualified financial adviser.

5.3 Professional Users

Certain areas of the Website are intended for use by financial advisers and other professional users only. By accessing these areas, you confirm that you are a financial adviser or other appropriate professional.

6. Third-Party Links

The Website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the contents of those websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

7. Limitation of Liability

To the extent permitted by law:

  • We exclude all implied conditions, warranties, representations, or other terms that may apply to the Website or any content on it
  • We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, arising out of or in connection with your use of the Website
  • We will not be liable for any indirect or consequential loss or damage

Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

8. Indemnification

You agree to indemnify and hold harmless atsipp Limited and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of or relating to your use of the Website or your breach of these Terms.

9. Changes to the Website and Terms

We may update the Website and these Terms from time to time. We will notify you of any significant changes by posting a notice on the Website. Your continued use of the Website after any changes constitutes your acceptance of the updated Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. You agree to submit to the exclusive jurisdiction of the courts of England and Wales for any disputes arising out of or relating to these Terms or your use of the Website.

11. Contact Us

If you have any questions about these Terms, please contact us:

atsipp Limited
Second Floor, Stangate House
2-4 Stangate, Bristol BS1 6AT
Email: enquiries@atsipp.co.uk
Phone: 0117 944 0142